Iowa Injury Attorney
I know how scary it can be when you’ve been injured as a result of someone else’s negligence. In 2014, I was the victim of a careless driver which resulted in the near amputation of my right leg below the knee. As I headed East on Ashworth Road in West Des Moines, a truck crossed two lanes of traffic and hit me head on. The subsequent impact caused the dashboard of my car to collapse, nearly severing my lower right leg completely off. Within 48 hours, I had two serious surgeries and remained in the hospital for 18 days, only to be readmitted a week later for an infection which resulted in another 9-day stay at Methodist. The bills and endless questions quickly piled up. Who would pay my bills? Who would take my daughter to school? How would I get to work? The following 14 months were the most challenging of my life. Scheduling my life around my next surgery (I had 4 in total), dealing with constant pain, and trying to explain how there can be pain even when there is not an open wound for people to see was mentally and emotionally exhausting. I have been there and I will work tirelessly to secure the compensation for my clients that they deserve for the serious injuries they have suffered. Choosing the right attorney can make a difference in your case. I combine the resources and track record of a larger firm with the personal attention of a boutique. I can answer your questions and get your case moving in the right direction. Contact me to discuss the details of your case and what I can do to help.
If you are uncertain of your rights, you can call me or fill out the online contact form to schedule a free consultation. I will answer your questions and help you make an informed decision as to whether you should hire a personal injury lawyer. My clients receive my full attention and I pride myself on being accessible before and after business hours.
You are not charged an attorney fee of any kind unless I recover compensation for you. I offer a free consultation available by phone, in my office or I can travel to you. Contact me today at 515.402.3452!
Below are answers to common questions prospective clients have asked which you may find helpful.
Do I need a lawyer?
If you were seriously hurt (broken bones, torn ligaments or anything which may be long-lasting or permanent) or if you required significant medical care, such as a hospital stay or extensive evaluation, it is important to speak with a lawyer. If your injuries were minor and resolved quickly, a lawyer is probably unnecessary.
Who will pay the medical bills?
If you have health insurance it is important that you provide that information to the hospital or doctor. It is preferable that the bills be paid by the health insurer as the health insurer will likely receive a discount of the amount to be paid on your behalf. Some doctors and hospitals will not submit the bills to a health insurer if there may be a claim against some other party. Your auto insurance may also cover some of your medical bills if you have medical payments coverage on that policy. Sometimes, the medical payments coverage must be exhausted before health insurance will cover the bills. This is an issue a lawyer can address on your behalf.
The other insurance company is calling and wants to talk, what do I do?
You are not obligated to provide a statement to the other party’s insurance company or to actively participate in their claim evaluation. In cases when you will need a lawyer it is preferable not to give a statement without a lawyers help. A sworn statement given to the other party’s insurer can be used against you. There is no advantage to providing information and being cooperative if ultimately litigation is likely and you will have to give a deposition in the future.
My own insurance company is calling, what do I do?
If your own insurance company is involved in handling your property damage claim or requires your assistance, it is important to cooperate. Most insurance policies require that you cooperate with your insurer as requested and needed. Failure to cooperate with your own insurer can impact your insurance coverage, however I strongly encourage you to speak with an attorney before making a recorded statement or speaking with an adjuster.
What about time missed from work?
Lost wages are an important element of damage that can be pursued as part of your claim. Unfortunately, compensation for lost wages is available only at the conclusion of the claim and not as the claim pends. This can cause severe financial hardship. Some employers provide short and long-term disability benefits on their employees behalf. Some people have their own personal disability policies as well. If the injury suffered is severe, disability benefits may be available through the Social Security Administration. Whether you are eligible for Social Security Disability Benefits is driven by the type of injury and permanency of the condition. A lawyer can explore all of the potential disability benefits with you.
How much is my case worth?
The value of a personal injury claim is driven by the nature and extent of the injury, the medical care received and whether the condition is long-lasting and/or permanent. Whether the other party was clearly negligent will also impact case value. Other important factors include whether wages were lost, and what other impact the injury had or will have on the person’s life in the future.
What materials does a lawyer need initially to get the case started?
The attorney will want to discuss the injuries suffered and the treatment received to date. The attorney may also have questions regarding your medical history and whether you had suffered any similar type of injury before. The lawyer will want to learn more about your work history, whether you are able to work as well as the amount of medical bills incurred to date. The lawyer will want to know what the doctor has suggested you will need in the future and whether you are continuing to receive medical care. Finally, the amount of insurance coverage at issue and whether you have as yet given a statement or otherwise taken any action with the other insurance company will be important. If you were seriously hurt and required significant medical care it is important to speak with an attorney.
How is Nicholas Lombardi Law Firm paid for representing me?
Most attorneys who handle personal injury claims charge a contingent fee of one-third of the total amount recovered. The fee is “contingent” because no attorney fee of any amount is charged if money is not recovered for you. Similarly, Nicholas Lombardi Law Firm will pay litigation expenses on your behalf for things such as court filing fees, obtaining medical records, court reporting fees and if needed expert witnesses. Nicholas Lombardi Law Firm is reimbursed for those amounts only if money is recovered for you. Nicholas Lombardi Law Firm does not require any type of retainer or other amount up front before representing you.